Floating Rates Are Back on the Radar, But Fixed Mortgages Still Dominate Singapore’s Home Loan Market

As global interest rates stabilise after several volatile years, floating mortgage packages are once again attracting attention in Singapore’s residential property scene. Yet despite the renewed buzz, most homebuyers and refinancing households continue to gravitate toward fixed-rate loans, valuing certainty and budgeting stability over potential short-term savings. With borrowing costs…
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